Seriously, guys, it's not time to loosen those belts yet. Times are still tough out there, and you may have blown a little too much dough over the summer on road trips, ice cream and bad '80s throwback movies. So instead of forking over $50 in a month on one of the following frivolous things...
Gym membership you won't use
Cologne that smells terrible
Concert ticket for an overrated band
... pocket that dough and go for a walk, take a shower and revisit your record collection!
This friendly advice sponsored by