Seriously, guys, it's not time to loosen those belts yet. Times are still tough out there, and you may have blown a little too much dough over the summer on road trips, ice cream and bad '80s throwback movies. So instead of forking over $50 in a month on one of the following frivolous things...

 

Gym membership you won't use

 

Cologne that smells terrible

 

Concert ticket for an overrated band

... pocket that dough and go for a walk, take a shower and revisit your record collection!

 

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